Payment Policy

Thank you for shopping with CHESKY JEWELS.

This Payment Policy explains how payments are processed on our website and provides information about available payment methods, payment security, currency, taxes, and payment-related issues.

Accepted Payment Methods

CHESKY JEWELS offers secure and convenient payment options through our website.

Available payment methods may include:

Visa
Mastercard
American Express
Discover
Shop Pay
Apple Pay
Google Pay
PayPal

Available payment methods may vary depending on your location, device, browser, or checkout availability.

All payments must be completed in full at the time of purchase.

Payment Security

Your payment security is important to us.

CHESKY JEWELS uses secure checkout technology and trusted third-party payment providers to help protect payment information.

Payment information may be processed through Shopify Payments and other trusted payment providers.

For your protection, CHESKY JEWELS does not directly store complete credit or debit card information on our own servers. Sensitive payment information is handled by the applicable payment processor according to its security practices.

Currency

All prices displayed on the CHESKY JEWELS website are listed in U.S. Dollars (USD) unless otherwise stated.

If your bank or card provider uses a different currency, currency conversion rates or additional fees may apply.

Any currency conversion rates or fees charged by your financial institution are determined by your bank or payment provider and are not controlled by CHESKY JEWELS.

What You Are Charged For

When you place an order, you authorize CHESKY JEWELS and the applicable payment provider to charge your selected payment method for:

The product price
Applicable sales tax
Shipping fees, if applicable
Any other charges clearly displayed at checkout

CHESKY JEWELS currently offers FREE STANDARD SHIPPING on all U.S. orders.

The complete order total, including any applicable taxes and charges, will be displayed before you complete your purchase.

Taxes

Applicable sales tax may be calculated based on your shipping address and applicable U.S. tax requirements.

Any applicable taxes will be clearly displayed during checkout before payment is completed.

Payment Authorization

Your payment may be subject to authorization by your bank or payment provider.

An order may not be successfully completed if the selected payment method cannot be authorized.

CHESKY JEWELS may also contact you if additional information is reasonably required to verify an order or payment.

Failed or Declined Payments

If your payment is declined, please check that:

Your payment information has been entered correctly
Your card has not expired
Sufficient funds or available credit are available
Your bank or payment provider has not placed restrictions on the transaction

If the issue continues, we recommend contacting your bank or payment provider directly.

CHESKY JEWELS does not control the approval or decline decisions made by your bank or payment provider.

Fraud Prevention

To help protect our customers and maintain a secure shopping environment, CHESKY JEWELS may review orders that appear suspicious or potentially fraudulent.

We may cancel or decline an order when there are reasonable concerns regarding unauthorized activity, payment verification, or other security issues.

If additional verification is required, our Customer Care team may contact you using the information provided during checkout.

Refunds

Approved refunds are issued to the original payment method used at checkout.

For complete information about return eligibility, refund conditions, and refund processing timelines, please review our Return & Refund Policy.

For approved returns, refund processing may take up to 10 business days after the returned item has been received and inspected.

For approved order cancellations before shipment, refunds are generally issued within 7 business days.

After CHESKY JEWELS processes a refund, your bank or payment provider may require an additional 5 business days for the funds to appear in your account. Actual posting times may vary depending on your bank or payment provider.